Skip to main content
Alert Icon

More small business loans: Get the financing you need with fast loan processing times and flexible terms, no cash advance fees, and no interest charges until you use the funds. Compare loan options & apply. Apply For Me. For your business, please visit this page.

Alert Exit
Contact
Exit Mobile
CONTACT
contact-exit

Customer Support

Phone:
(1-800-BANCA-75)
Hours:
Monday-Friday: 8:00am-7:00pm
Saturday: 8:00am-12:00pm
After hours? Send us a message
Additional contact options 
MENU

Get a loan to own...

One of the many perks of being part of the Banca di Capital is that we can work together to help you with your loan needs. Get started now with one of the personal loans below.
Personal Loans and Lines of Credit
Contact Us Now

We have competitive rates and offer the ideal financial boost to purchase computers, appliances, furniture or to fund a small home-improvement project—and can tailor an installment loan that will fit your more minor borrowing needs.

  • Quick approval process and local decision-making
  • Choose from convenient payment options
  • Open a fixed-rate line of credit1 for extra cash when you need it
  • Use your line of credit for personal overdraft protection2
  • Access your line of credit through your existing checking account
Auto Loans
Contact Us Now

Get on the road faster while saving money with our smart auto loan options. With competitive rates on our loans, it allows you the flexibility to choose from various terms to fit your needs.

  • Choose from a variety of terms at competitive rates
  • Applicable to new and used vehicle purchases or loan refinances
  • Borrow money towards your car, truck, boat or recreational vehicle
Home Equity
Learn More

Use the equity in your home to secure a fixed-rate loan that you can use to pay for any number of large purchases or projects. With Banca di Capital Offshore Financial Services's Home Equity Loans, you receive your money in one lump sum to manage as you see fit.

  • Fixed and variable interest rates with flexible terms
  • Set period of time to pay it back
  • No prepayment penalty
Mortgages
Learn More

The housing market can be intimidating, but that doesn’t mean your mortgage should be. With flexible loan programs and terms that fit whatever home you’re looking for, we can work together to find the right solution for your home-buying needs.

  • Fixed and adjustable rate mortgages
  • First-time homebuyer programs
  • Construction and renovation options
  • Veteran programs
  • And more...

Personal Loan

Existing customers can qualify to apply for a personal loan or line of credit2 up to $15,000. Get a response in minutes and access your funds in three business days or less. Please log on to your account for the quickest and easiest way to apply. If you have not yet registered or have lost or forgotten your account details, Contact Us and we will get you up and running.
Log On To Apply Now

Get in touch.

Preferred Contact Method:
Current Customer?:

Frequently Asked Questions

Who do I contact if I have questions about my personal loan?

Please Email Us to speak with a loan officer.

Do I need to open different accounts for different currencies?

No, you don't. We offer accounts that support multiple currencies and you can easily manage your finances wherever you are.

What do I do if I forgot my password?

For your protection, your account will be locked out after 3 invalid password attempts. You will need to contact Customer Support to reset your password if your account has been locked, please contact Customer Support via Email.

Didn't find what you are looking for?

Click here to contact us.

Learning Center

Understanding your credit score.
It’s not just three digits: your credit score indicates how well you manage your debt. It’s designed to represent your credit risk: in other words, an at-a-glance indication of how likely you are to pay your bills on time.
Read Article

Debit, credit or both?
If you’re looking for a card, but don’t know which type is right for you, look no further. Here’s a quick guide on the benefits of debit cards and credit cards that can help you determine which works best for your needs.
Read Article

Managing your debt.
A large amount of debt may increase the amount of stress and worry in your life. It is beneficial to look at eliminating debt in order to free up money for other uses.
Read Article
View All Posts

1 Upon credit approval.

2 Limits apply. We offer unsecured personal loans and lines of credit only. Please contact a branch office for additional personal loans and lines of credit, including those secured by a Certificate of Deposit or other collateral.