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More small business loans: Get the financing you need with fast loan processing times and flexible terms, no cash advance fees, and no interest charges until you use the funds. Compare loan options & apply. Apply For Me. For your business, please visit this page.

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Customer Support

Phone:
(1-800-BANCA-75)
Hours:
Monday-Friday: 8:00am-7:00pm
Saturday: 8:00am-12:00pm
After hours? Send us a message
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Credit card options for every spender.

We help you achieve your financial goals with many Visa® and American Express® credit card opportunities. Stack up rewards points, get cash back, secure a low APR to consolidate your credit card debt or even start building your credit score when you choose the best credit card offers for you.
Visa® Platinum Card
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Pay down balances faster.

  • Pay down your other credit card balances faster with a great low introductory rate for an extended time
  • Save on interest
  • Non-Rewards
Cash Rewards American Express® Card
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Get flexible cash rewards.

  • 3% cash back1 on the first $6,000 in eligible net purchases made each year at gas stations2,4
  • 2% cash back on eligible supermarket net purchases
  • 1% cash back on all other eligible net purchases
  • $25 cash back awarded after first purchase3
Visa® Real Rewards Card
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Rewards to use the way you  want.4

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back)5
  • No cap or limit on the number of points you can earn, and you have five years to redeem for rewards
  • 2,500 bonus rewards points awarded after first purchase3
Premier Rewards American Express® Card
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Get the superior travel and lifestyle benefits you need.

  • Earn 4 points for every $1 spent on eligible net restaurant purchases6
  • Earn 3 points for every $1 spent on eligible net airline purchases
  • Earn 2 points for every $1 spent on eligible net gas purchases
  • Earn 1 point for every $1 spent on all other eligible net purchases
  • Plus, earn 10,000 one-time bonus rewards after you spend $1,000 in the first 3 months3
  • No cap or limit on the number of points you can earn, and you have five years to redeem for rewards4
  • Reimbursement for either Global Entry or TSA Pre✔®7
Visa® College Real Rewards Card
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Build your credit.

  • Earn 1.5 points monthly for every dollar you spend on eligible net purchases.5
  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards4
  • 2,500 bonus rewards points awarded after first purchase3, redeemable for $25 cash back, merchandise, gift cards or travel savings.
Visa® Secured Card
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Build your credit.

  • Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card. If you need to improve or re-establish your credit history8, here's a great way to begin that process.
  • Enjoy the convenience of credit including the option to carry a balance while earning interest on your secured savings account.

When your side project becomes a full reno.

For when things go right—and even wrong—you have the option of opening a Home Equity Loan to support your needs, complete that project or make necessary repairs. Keep on building.

 
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Frequently Asked Questions

Who do I contact if I have questions about my personal loan?

Please Email Us to speak with a loan officer.

Do I need to open different accounts for different currencies?

No, you don't. We offer accounts that support multiple currencies and you can easily manage your finances wherever you are.

Didn't find what you are looking for?

Click here to contact us.

Learning Center

Understanding your credit score.
It’s not just three digits: your credit score indicates how well you manage your debt. It’s designed to represent your credit risk: in other words, an at-a-glance indication of how likely you are to pay your bills on time.
Read Article

Debit, credit or both?
If you’re looking for a card, but don’t know which type is right for you, look no further. Here’s a quick guide on the benefits of debit cards and credit cards that can help you determine which works best for your needs.
Read Article

Managing your debt.
A large amount of debt may increase the amount of stress and worry in your life. It is beneficial to look at eliminating debt in order to free up money for other uses.
Read Article
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1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.

2 Cash Rewards Card: "Cash Back Rewards" are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see "Cash Back" in marketing material when referring to the rewards you earn. You will earn 1 Reward Point ("Point") for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant classified as a supermarket. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12-month period commencing on the anniversary date of this Account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12-month period) will earn at a rate of 1 Point for each dollar of Net Purchases charged to your Account during each billing cycle. Points expire five years from the end of the quarter in which they are earned.

3 Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening.